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Penetration Testing in the Age of AI: What SMEs Need to Know 

Published 11/11/2026
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7 minutes read

Businesses that may once have viewed penetration testing as an occasional compliance exercise are increasingly treating it as a more important part of their security strategy.

The catalyst isn’t simply a new regulation or framework, it’s the rapid acceleration of AI-enabled cyber threats. AI can accelerate activities such as reconnaissance, phishing, vulnerability discovery and attack planning. For attackers, that potentially means assessing more organisations and identifying opportunities faster.

At the same time, exploiting existing vulnerabilities remains a very real route into organisations. The Verizon 2025 Data Breach Investigations report found that exploitation of vulnerabilities as an initial access vector increased by 34% year-on-year, accounting for 20% of breaches. Ransomware appeared in 44% of breaches, while the DBIR reported ransomware involvement in 88% of breaches among SMBs.

For SMEs, this raises an important question: if there is a weakness in your environment, could an attacker find and exploit it before you do?

How AI Is Scaling the Cyber Threat

We know that AI is lowering the barrier to entry for sophisticated cyberattacks, but what receives less attention is how this happens in practice. Tools and techniques that once required substantial coding expertise are becoming more accessible to less-skilled attackers.

Generative AI can reduce the effort involved in producing and adapting scripts, malicious macros and elements of exploit code. It can also help threat actors interpret technical information, analyse exposed systems and identify potential attack paths.

AI can support the analysis of large volumes of source code and vulnerability information, helping skilled operators identify potential logic flaws or previously unknown weaknesses more efficiently. That doesn’t mean an attacker can reliably generate a working zero-day vulnerability on demand, but AI can accelerate parts of the vulnerability research and analysis process that previously required considerable manual effort.

The UK National Cyber Security Centre’s assessment of AI and the cyber threat concludes that AI will almost certainly make elements of cyber intrusion operations more effective and efficient. It also expects the proliferation of AI-enabled tools to expand intrusion capabilities across a wider range of state and non-state actors. [NCSC report]

CISO Insight: AI Changes the Scale, Not the Fundamentals

“AI generally cannot achieve anything that a competent, skilled and motivated human attacker could not. What it does is remove some of the skill, time and manual effort traditionally required to find vulnerabilities and weak points.

This gives more would-be threat actors access to techniques that previously required well-funded and highly skilled professional networks. The result is a credible increase in risk, including for relatively well-protected organisations.”

Dan Turner | Chief Information Security Officer | Krome Technologies

AI hasn’t suddenly created an entirely new set of security weaknesses. Exposed services, weak authentication, vulnerable applications, excessive privileges and security misconfigurations have existed for years. What has changed is the speed and scale at which those weaknesses can be identified, analysed and potentially exploited.

Ransomware-as-a-Service Has Already Changed the Model

The scaling of cybercrime didn’t begin with generative AI. The growth of Ransomware-as-a-Service, or RaaS, has enabled threat actors to access established ransomware tooling and supporting infrastructure without building an entire operation themselves. AI can introduce another layer of efficiency, particularly during reconnaissance, target profiling and social engineering.

AI-assisted reconnaissance can help attackers analyse exposed infrastructure and identify systems or information that may hold greater value during an extortion campaign. This reduces some of the manual effort traditionally required to map an organisation and prioritise potential targets.

The significance for SMEs is clear. Attackers don’t necessarily need to select an individual organisation and investigate it manually from the outset. Internet-connected systems can be discovered and assessed at scale for exposed services, unpatched vulnerabilities, weak credentials and configuration issues.

For SMEs, this reinforces the value of identifying those easily discoverable weaknesses before automated reconnaissance finds them first.

The Time to Exploit Is Shrinking

The Time to Exploit, or TTE, describes the window between a vulnerability being identified or disclosed and attackers attempting to exploit it.

This window is already narrowing. The NCSC reports that the time between vulnerability disclosure and exploitation has shrunk to days and assesses that AI will almost certainly reduce it further.

AI-assisted tools can accelerate elements of this process. Network perimeters can be scanned, external attack surfaces mapped and potential entry points assessed with less manual effort.

Malicious scripts can also be generated and iterated more quickly, helping attackers adjust their approach when a particular technique is detected or blocked.

The same principle applies to social engineering. Generative AI does more than improve spelling and grammar. It allows attackers to produce polished, context-aware phishing messages in multiple languages. Numerous variations can be adapted to different roles, organisations and business scenarios, removing some of the traditional warning signs associated with generic phishing templates.

Voice synthesis and visual deepfakes extend the risk further. In one widely reported case, a Hong Kong-based finance employee transferred approximately US$25.6 million after joining a video conference in which deepfake technology was used to impersonate the organisation’s CFO and other colleagues. [Source: cfo.com]

The practical issue isn’t that every attack is now fully autonomous. It’s that threat actors can perform more activity, more quickly, while reducing some of the expertise and manual effort previously required.

Penetration testing is an authorised, controlled simulation of cyberattack techniques designed to identify and validate weaknesses before they can be exploited maliciously.

Professional pen testing services go beyond identifying potential vulnerabilities. They explore whether a weakness can be exploited, whether separate weaknesses can be combined, and what an attacker might achieve after gaining an initial foothold.

That helps answer more meaningful questions:

  • What can an attacker see from the internet?
  • Are public IP addresses exposing unnecessary services?
  • Can known vulnerabilities actually be exploited?
  • Could a compromised identity provide access to critical systems?
  • Can an attacker escalate privileges or move laterally?
  • Are SIEM, EDR and SOAR controls generating the expected alerts and responses?
  • Where should remediation be prioritised?

CISO Insight: Validate Detection as Well as Prevention

“As attackers use automation to scale, security strategies need proactive validation alongside heuristic and behavioural defences. 

Penetration testing provides a controlled way to simulate the tactics of modern threat actors. It helps organisations identify easy entry points, understand potential attack paths and confirm whether their SIEM, EDR and SOAR controls generate the expected alerts and responses. 

The objective is to understand whether your defences can withstand both human-led intent and machine-led speed.” 

Dan Turner | Chief Information Security Officer | Krome Technologies

This is an important extension of traditional penetration testing. A test shouldn’t only establish whether a vulnerability can be exploited. Where it falls within the agreed scope, it can also help determine whether the organisation’s security stack recognises the activity, whether alerts reach the appropriate team and whether the intended response is initiated.

Penetration Testing vs Vulnerability Scanning 

Vulnerability scanning identifies potential security weaknesses, typically using automated tools. Penetration testing goes further by validating whether vulnerabilities can actually be exploited and what an attacker could achieve as a result. 

Both have an important role. Vulnerability scanning provides broad, repeatable visibility of known weaknesses. Penetration testing combines tools with human expertise to examine attack paths, test exploitability and provide greater context around genuine business risk. 

Put simply, a vulnerability scan asks: “What weaknesses might we have?” 

A penetration test asks: “What could an attacker actually do with them?” 

Start by Understanding Your External Exposure 

Not every organisation knows whether it needs a full penetration test, which is why understanding your external exposure can be a valuable first step. 

Krome offers a free External Exposure Review, providing a high-level assessment of public-facing IP addresses and services as captured by commercial crawlers and spiders. 

It identifies what is easily visible to the outside world and whether that creates an obvious potential path into your network. 

This is not the same as external penetration testing. It doesn’t provide the same level of assurance as testing a full attack path. Instead, it provides an initial view of your external attack surface based on commonly used databases of internet-connected services, devices and applications. 

For organisations asking, “How do I know if my public IP addresses are vulnerable?” or “What can an attacker see?”, it provides a logical starting point before deciding if deeper testing is required. 

What Pen Test Should We Do?

There is no one-size-fits-all penetration test. Every assessment should reflect what needs protecting, the potential risk, and the level of assurance required. 

Where deeper testing is appropriate, Krome defines the engagement through an agreed Statement of Work and strict Rules of Engagement. Targets, testing depth, operating windows, exclusions, escalation contacts and stop conditions are agreed before testing begins. 

Depending on scope, Krome penetration testing services can include:

External & Network Penetration Testing

External penetration testing assesses public IP addresses, internet-facing services, VPNs, remote-access platforms, cloud-hosted infrastructure and exposed management interfaces. 

Network penetration testing and internal penetration testing can then assess what happens if an attacker already has a foothold.

Internal Network, Identity & AD Penetration Testing

Internal testing can simulate a compromised user or device and assess privilege escalation, lateral movement, access to critical systems and exposure of sensitive information. 

Where relevant, Active Directory penetration testing provides deeper insight into identity-related weaknesses and paths through a Microsoft-based environment. 

Web Application & API Penetration Testing

Web application penetration testing assesses authentication, authorisation, session handling, input validation, data exposure and business logic.

API penetration testing examines interfaces connecting applications, services and data, identifying individual vulnerabilities and how weaknesses across services could be exploited together.

Wireless & Physical Penetration Testing

Where greater assurance is required, wireless penetration testing and physical penetration testing can assess wireless security, building access controls, visitor processes, exposed network ports and device security. 

These scenarios examine attack paths that can easily be missed when security testing is limited to network infrastructure alone. 

A penetration test starts by agreeing what can be tested and how far the tester is authorised to go. Vulnerabilities are then safely validated, relevant attack paths explored, and findings translated into practical remediation actions. 

Krome agrees clear Rules of Engagement before testing begins, including scope, operating boundaries, escalation contacts and stop conditions. This enables realistic testing while protecting production systems, users, data and business operations.

Step 1

PLAN

Agree scope, objectives, rules of engagement and testing approach.

Step 2

TEST

Simulate real-world attacks using expert attacks.

Step 3

ANALYSE

Identify and validate vulnerabilities and access potential impact.

Step 4

REPORT

Receive clear findings with practical recommendations.

Step 5

REMEDIATE

We can support you with prioritising and fixing any issues.

How Often Should Penetration Testing Be Done? 

For many SMEs, annual penetration testing provides a useful baseline, but frequency should ultimately reflect risk and how quickly the environment changes. 

Additional testing should be considered following significant events such as: 

  • Cloud migrations 
  • New internet-facing applications 
  • Application or API changes 
  • Network redesigns 
  • Changes to remote-access infrastructure 
  • Acquisitions and integrations 
  • Significant identity or access-control changes 

Clear Findings. Practical Next Steps. 

Finding vulnerabilities is only useful if you know what to do with them. Following a Krome penetration test, you receive a report explaining what was found, how weaknesses could be exploited, their potential business impact and the recommended next steps. 

Importantly, every finding is reviewed by a Krome Cyber Analyst and a senior member of our CISO team, helping ensure recommendations are practical, risk-focused and relevant to your environment. 

We deliberately filter out the noise. The objective isn’t to hand your technical team another enormous list of security issues. It’s to help them understand what matters, why it matters and where their time and resources will make the greatest difference.

As AI changes the speed and scale at which potential targets can be identified and assessed, relying on assumptions about security becomes increasingly difficult to justify. 

Effective penetration testing provides evidence. It shows what you expose, which weaknesses can actually be exploited, how an attacker could potentially move through your environment, and whether your defences are equipped to respond to both human-led intent and machine-led speed. 

Whether you need an external penetration test, network penetration testing, web application penetration testing, API penetration testing, Active Directory penetration testing, or simply want a clearer picture of your external attack surface, Krome can tailor the level of assurance to the risk. 

And if you’re unsure where to start, start with visibility. 

Krome’s free External Exposure Review provides an initial view of what your organisation exposes to the internet and whether deeper testing could be valuable. 

Talk to Krome about seeing your organisation through an attacker’s eyes

Book a Free External Exposure Review

Talk to our expert team about booking a free, first step external exposure review, providing a high-level review and assessment of public-facing IP addresses to help you identify vulnerabilities

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